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The most valuable financial tips for travel



Adventures in Australia, the cold escape in Asia or the feeling of unlimited freedom on the road trip through the USA – every person has their own idea of ​​a dream holiday. Often, these wishes, especially at a young age, financially difficult. But with the right tips and tricks, the travel fund can be filled quickly in everyday life and money can be saved on many corners of the trip, without having to forego a dreamlike holiday flair. With a little planning and discipline, the whole world is soon open.

15 tips that made saving money easy for the big trip

15 tips that made saving money easy for the big trip

Tip 1: Set goals

Globetrotters are constantly saving for the next trip. However, if you have a very specific destination for the eyes, you will be informed in detail about the costs: What are the average fares? How much does it cost to spend on accommodation, rental cars and activities? Are there any costs incurred before you travel, for example by purchasing the necessary hiking equipment? Saving is easier for most people if they have a concrete goal in mind.

Tip 2: Set up a savings account

Tip 2: Set up a savings account

Instead of the piggy bank or the regular checking account, the money for the next trip should be kept in a separate savings account. On the one hand, there is always a precise overview of how much has already been saved, on the other hand, the hurdle to spend the money is much higher. Banks usually offer the savings account to their customers for free account management. Each saved Euro is paid in at the end of the month or in between.

Tip 3: Proper shopping and cooking

Tip 3: Proper shopping and cooking

Food is the area of ​​everyday life where most people can save a considerable amount of money, often without knowing it. It is bought too much, some thrown away and respected only conditionally on prices. Hungry and shopping without a plan is twice as bad and has a negative impact not only on finances, but also on healthy eating. Instead, put together once a week a menu plan for the coming days, buys the fruits and vegetables seasonally and is interested in new recipes. Extremely cheap basic products such as rice, beans and pasta can be prepared with the right spices, fresh vegetables and only a few meats in many ways. What remains of the food budget, goes straight to the travel penny.

Tip 4: Make coffee-to-go yourself

Tip 4: Make coffee-to-go yourself

On the way to work is the cup of freshly brewed coffee. But those who buy in at Starbucks & Co for EUR 3.50 a day with the hot drink will receive EUR 70 a month, and even as much as EUR 900 a year! With this amount you can already fly to Canada and back. A good cup of coffee can easily be made at home. All you need is a thermo mug and the coffee maker of your choice, which usually already exists. If you prefer some sweeter creations instead of plain coffee with or without milk, you can also imitate them with ease. Coffee syrup with the taste of caramel or vanilla is commercially available at a low price. The renouncement of the disposable cups of coffee shops is at the same time also a good deed for the environment.

Tip 5: Cancel subscriptions

Streaming through Netflix and Amazon Prime, audiobooks from Audible, and the premium version of Spotify for music – the young generation is fully committed to multimedia subscription services. Even if each service has a fair price on its own, they quickly make up a large monthly expense. It is important to question whether every service is really fully used or whether some subscriptions only exist for the sake of convenience. Most streaming services & co cancel monthly as well as temporary. The music service Spotify is also available in a free version, in which advertising is switched. Even canceling just one service can cost you EUR 10 per month and EUR 120 more per year.

Tip 6: Only cash is true

Tip 6: Only cash is true

Paying with debit card, credit card or new options like Apple Pay is convenient and straightforward. But the practice shows that when cashless payment faster the overview of their own finances is lost. The visual power of actual money helps to better allocate your money. Especially in the evening when leaving you should leave the house only with cash. This ensures that not more cocktails are ordered than are actually in the budget.

Tip 7: Party at home instead of at the club

Tip 7: Party at home instead of at the club

Celebrating with friends on the weekend is simply part of it for many. But the beautiful ritual with all buddies and friends can quickly cost a lot of money. So it all speaks for evenings in the circle of friends in their own four walls. When cooking together, mixing drinks, measuring strength in popular board games or watching a movie on the sofa instead of going to the cinema, the mood is just as good as in the city.

Tip 8: Muck and make money

Everyone has good pieces in the closet, with which still a few euros can be earned. In order to reach the goal of the dream trip, finally the dress, which already did not fit properly at the purchase, must be adopted. And the blouses, which have been hanging unwatched in the closet for years, are also missing. On second-hand platforms on the Internet, the clothes find a new owner and you yourself is a few euros richer. But not only the wardrobe needs to be cleaned up. Even used books, DVDs, sporting goods and much more can be turned into money online. Or you grab a friend or a girlfriend and together strike a place at the next flea market to make some money there.

Tip 9: Buy second hand

Tip 9: Buy second hand

Whether classic second-hand store in the city or the online version, while saving for the big trip you should also increasingly resort to used. With a little time invested and a dose of luck even expensive branded clothing in good condition can get hold of cheap. Also functional clothing for the trip or things like a big trekking backpack can be found second-hand.

Tip 10: Free time activities

Expensive hobbies are not in the savings on the dream vacation in it. That’s why you do not have to be bored at home for a long time. Many cities, no matter how big, offer, after some research, a whole range of free events that add variety to the weekend or evening entertainment. Live music in the marketplace, free days in the museum or the annual exhibition of the local art university are just some of the attractive offers that you do not have to pay a penny for. In addition, you should keep your eyes open for local competitions, such as tickets in the cinema of your own city. The chances are not bad to be one of the lucky winners.

Tip 11: Use the library

Tip 11: Use the library

Thousands of hours of entertainment are available to users at the local library for a small annual fee. Yes, according to the offer of the special library, the pass can also be an attractive option for those who are not bookworms. Because in addition to books, DVDs and even computer games can be borrowed in many libraries. The wide range of travel guides and other books around the destination country also help with travel planning.

Tip 12: Compare electricity providers

Tip 12: Compare electricity providers

Also in services such as electricity and gas, there is strong competition in the market. Those who have never changed the electricity provider, may be amazed, which offer there are for new customers. With the change, a nice amount of money for the holiday can be saved. Even with providers of Internet, mobile phone contract, insurance & Co, it is worthwhile to draw comparisons from time to time and if necessary to switch to a new contract.

Tip 13: Avoid driving

Tip 13: Avoid driving

Gasoline is a high cost hauler and both short and long trips are quickly becoming quite expensive, not to mention parking fees. In the city in the warm season it is best to get on the bike. For longer trips is worth the search for carpools, also on appropriate Internet platforms. The cost of fuel will then be shared by all passengers.

Tip 14: Get a grip on trucks

The dream of vacation may finally be the necessary impetus to finally stop smoking. After this step, not only will you be financially better off immediately, but you will also be doing something important for your own health. In addition to the classic vices, there are also other habits that go into the money. These include, for example, playing the weekly lottery or the urge to constantly buy new make-up products.

Tip 15: Make personal gifts

Tip 15: Make personal gifts

Christmas, birthdays and other occasions in the family and friends are usually associated with major expenses. But valuable gifts do not have to be expensive. Homemade jam, a photo collage or a voucher for help in the house and garden are well received and cost almost nothing.

9 tips on how to save money while on holiday

Tip 1: Use the low season

Just when everyone is on vacation, hotels and flights are the most expensive. Apart from the classic holiday weeks, however, there are always absolute bargains. Care must be taken not to catch the climax of the rainy season in distant countries.

Tip 2: make an airport comparison

Tip 2: make an airport comparison

With expensive long-haul flights, the departure airport can make a big difference. By extending your search from your hometown to some other airports within a radius of up to three hours, you can sometimes save several hundred euros. After deducting the cost of the train or bus, there is still a nice sum of extra travel budget left over.

Tip 3: Credit card with travel health insurance

Tip 3: Credit card with travel health insurance

Who goes abroad, should be insured. A sickness or an accident can quickly topple you at a cost. Since in most countries a credit card is needed anyway – for example, for renting a car – it is best to choose an offer in which the travel insurance is already covered. So you kill two birds with one stone.

Tip 4: Cheap accommodation

Tip 4: Cheap accommodation

It does not always have to be the international hotel chain! Airbnb, Hostels & Co offers travelers a multitude of options. Adventurous people can try couchsurfing and sleep for free with strangers. In popular holiday countries such as New Zealand and Australia camping is announced.

Tip 5: Avoid tourist hot spots

Tip 5: Avoid tourist hot spots

Drinking wine with a direct view of the Eiffel Tower or eating pizza in New York’s Times Square – as nice as the atmosphere is, these ideas are so bad for the holiday fund. Restaurants and bars next to popular sights are expensive and are avoided because of often poor quality even by the locals. With such an ideal location, regular guests are not dependent on good food. Better prices and better food you get in the side streets a bit off.

Tip 6: Leave souvenirs on the left

Tip 6: Leave souvenirs on the left

On vacation you are quickly tempted to buy memories in the form of overpriced cups, t-shirts & co. The experiences themselves are the most beautiful memory and apart from photos, the only souvenirs that are actually valuable and not soon dust in a corner.

Tip 7: Public transport instead of taxi or Uber

The network of subways and buses in major cities can quickly be overwhelming. It’s next to walking but by far the cheapest way to be mobile. It’s best to research the way from the airport or train station to the hotel in advance and familiarize yourself with the transport network.

Tip 8: Buy SIM card locally

Tip 8: Buy SIM card locally

If you are traveling for several weeks, you should buy a SIM card immediately after your arrival in the destination country outside Europe, which will be charged with credit. So you save expensive roaming costs and can still use your phone for greetings home or services such as Google Maps.

Tip 9: Work and Travel

Tip 9: Work and Travel

The slightly different way to travel is the so-called Work & Travel offer, which young people in countries like Australia can accept. One can stay here for several months in the country and earn a living as a harvest helper or waiter in between.

Conclusion for travel financing

The tips show: Even with low income and small budget you can go on big trips! Saving for the journey is associated with less resignation than some may think. For many hobbies and commodities there are many cheaper or even free alternatives. And with the goal of the journey in mind, everything is much easier anyway. And if a few euros are missing for the trip you can take a holiday loan with us.

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